Personally identifiable financial information

Definition
(o)(1) Personally identifiable financial information means any information:
 * (i) A consumer provides to you to obtain a financial product or service from you;
 * (ii) About a consumer resulting from any transaction involving a financial product or service between you and a consumer; or
 * (iii) You otherwise obtain about a consumer in connection with providing a financial product or service to that consumer.

(2) Examples &mdash;
 * (i) Information included. Personally identifiable financial information includes:
 * (A) Information a consumer provides to you on an application to obtain a loan, credit card, or other financial product or service;
 * (B) Account balance information, payment history, overdraft history, and credit or debit card purchase information;
 * (C) The fact that an individual is or has been one of your customers or has obtained a financial product or service from you;
 * (D) Any information about your consumer if it is disclosed in a manner that indicates that the individual is or has been your consumer;
 * (E) Any information that a consumer provides to you or that you or your agent otherwise obtain in connection with collecting on a loan or servicing a loan;
 * (F) Any information you collect through an Internet “cookie” (an information collecting device from a web server); and
 * (G) Information from a consumer report.
 * (ii) Information not included. Personally identifiable financial information does not include:
 * (A) A list of names and addresses of customers of an entity that is not a financial institution; and
 * (B) Information that does not identify a consumer, such as aggregate information or blind data that does not contain personal identifiers such as account numbers, names, or addresses.